Regions Bank Credit Products Manager / Credit Portfolio Manager - Nashville - Corporate Banking in Nashville, Tennessee

Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.

Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored for a set period of time. You may review, modify, or update your information by visiting and logging into the careers section of the system.

Job Description:

At Regions, the Credit Products Corporate Banking Product Manager II is a client-facing role, partnering directly with coverage on the extension of credit products transactions to meet clients’ needs. This individual serves as part of the first line of defense, with the coverage team, in identifying and mitigating risk in existing and proposed credit products transactions. The individual will work directly with teammates in Credit Products, Credit Risk, Client Coverage, Capital Markets, and other areas of the bank to lead the analysis of credit opportunities, underwriting of credit exposure and management of a portfolio of loans and other credit relationships while providing effective challenge to these various constituents. This individual will provide subject matter expertise and manage the overall delivery of credit products to assigned clients.

Primary Responsibilities

  • Works in support of coverage banker to develop target set of companies within markets to enhance proper client selectivity

  • Able to add value directly to client and coverage in articulating Regions’ underwriting methods, processes and risk appetite for specific credit products

  • Maintains market knowledge of loan pricing and structural trends to match client needs with Regions’ credit product solutions

  • Calls jointly on clients with coverage bankers to understand clients’ needs and specific risks to client business.

  • Works with coverage banker to develop client strategy focusing on existing and potential credit exposure. Assists coverage banker in optimizing relationship through cross sell activities of credit products

  • Leads the credit process on identified credit product opportunities. Ultimately accountable for structuring, underwriting, closing and management of new and existing credit products for clients.

  • Serves as the primary contact with Credit Risk

  • Oversees ongoing monitoring of existing portfolio by being accountable for periodic assessments and other servicing requirements

  • Serves as a mentor/coach to team members, specifically Credit Products Associates assigned to managed clients

This position is exempt from timekeeping requirements under the Fair Labor Standards act and is not eligible for overtime pay.

This position is incentive eligible.

Requirements

  • Bachelor’s degree

  • Completion of a major corporate credit training program (or the equivalent corporate banking/corporate finance experience)

  • Experience in relationship management either as a coverage banker or as a client facing member of the relationship team

  • 10 or more years of underwriting and portfolio management experience.

  • Legal document experience

  • Understanding of loan structuring needs, loan documentation requirements and market knowledge

  • Financial analysis experience

Skills and Competencies

  • Demonstrated strong verbal and written communication skills

  • Ability to coach others

  • Well organized, attention to detail, and able to manage multiple projects under pressure

  • Analytical and problem solving skills

  • Proven leader with ability to make sound judgments

  • Ability to negotiate with both internal and external parties

This position may be filled as a Credit Products Manager I or Credit Products Manager II, based on skills, qualifications & number of years of experience of the most successful candidate.

Location:

Nashville, Tennessee

EEO/AA/Minorities/Females/Disabled/Veterans

About Regions

At Regions, our culture focuses on five core values that are a commitment to how we will do business:

  • Put people first

  • Do what is right

  • Focus on your customer

  • Reach higher

  • Enjoy life

Through these values, our mission to make life better drives our desire to improve and make a positive difference in the communities where we work and live through financial investments and volunteering.

EEO/AA/Minorities/Females/Disabled/Veterans