Regions Bank Mtg Home Loan Direct Underwriter in Hattiesburg, Mississippi

Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.

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Job Description:

At Regions, the Mortgage Home Loan Direct Underwriter is responsible for evaluating and approving/denying loan applications in a timely manner according to investor guidelines.

This position requires the tracking of time and is eligible for overtime under the non-exempt FLSA classification for hours worked in excess of 40 per week.

Primary Responsibilities

•Review file for data integrity to certify accuracy of Automated Underwriting findings

•Review the underwriting conditions and re-run the Automated Underwriting, if applicable

•Compare file submitted to program guidelines thus making sure Loan-to-value, FICO, Debt-to-income, etc. complies with guidelines

•Check the appraisal for accuracy and completeness

•Make sure the appraisal meets investor guidelines and supports value

•Communicate underwriting decision and explain reasons for conditions in the Empower system

This position is incentive eligible.


•High school diploma or GED

•One year of underwriting or credit review

•Knowledge of agency and investor guidelines and regulations

•Knowledge of sales contracts, applications and loan appraisals

•Detail oriented

•Good problem solving skills

•Good organization and communication skills

•Ability to meet timelines


•DE(FHA) and LAPP (VA) designations

•Bachelor's degree


Hattiesburg, Mississippi


About Regions

At Regions, our culture focuses on five core values that are a commitment to how we will do business:

  • Put people first

  • Do what is right

  • Focus on your customer

  • Reach higher

  • Enjoy life

Through these values, our mission to make life better drives our desire to improve and make a positive difference in the communities where we work and live through financial investments and volunteering.