Regions Bank Credit Servicing Analyst - Atlanta in Atlanta, Georgia

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Job Description:

At Regions, a member of the Debt Products Organization (DPO) at Regions, the Shared Services Analyst is responsible for supporting teams within the DPO by handling activities common to most/all DPO teams that can be more effectively accomplished in a centralized function. The person in this position is expected to: (1) develop proficient credit and underwriting skills through performing the position’s primary responsibilities/duties and through training provided by Regions; (2) develop relationships with the DPO teams that he/she supports; and (3) join one of those DPO teams after spending demonstrating mastery of responsibilities in Shared Services.

Primary Responsibilities/Duties

  • Spreads borrower interim and year-end financial statements in Moody’s Risk Analyst (MRA) (and potentially in other software programs as well, if applicable)

  • Tests interim and year-end covenant compliance calculations

  • Tests interim and year-end benchmarks (if applicable)

  • Spreads and analyzes guarantor financial information

  • Prepares risk rating models on borrowers and guarantors

  • Prepares Ongoing Monitoring packages and Periodic Assessment packages

  • Prepares credit approval packages on small (relative to total credit exposure) credit facility renewals, settlement risk renewals, P-Card renewals, etc.

  • Prepares tenant analysis in CRE transactions (when tenant is not borrower)

This position is incentive eligible.

This position is exempt from timekeeping requirements under the Fair Labor Standards act and is not eligible for overtime pay.


  • Bachelor’s degree

  • Prefer coursework in accounting and finance or equivalent work experience

  • Prefer relevant internship or work experience in commercial banking, accounting or finance

  • 3.0 or higher GPA

Skills and Competencies

  • Strong verbal and written communication skills

  • Well organized, detail-oriented, and ability to multi-task

  • Strong analytical and problem solving skills

  • Ability to identify and voice issues

  • Ability to work collaboratively with multiple stakeholders

Additional Preferences:

  • Completion of Commercial Credit Training Program

  • Two years of Commercial Credit Analysis/Underwriting


Atlanta, Georgia


About Regions

At Regions, our culture focuses on five core values that are a commitment to how we will do business:

  • Put people first

  • Do what is right

  • Focus on your customer

  • Reach higher

  • Enjoy life

Through these values, our mission to make life better drives our desire to improve and make a positive difference in the communities where we work and live through financial investments and volunteering.